Settle Commercial Disputes.
Recover Your Money. Get Legal Support.
SettleMe helps individuals and businesses resolve unpaid debts and commercial disputes, send professional demand notices, negotiate settlements and protect new transactions with escrow.
KYC-verified users • Structured evidence • Secure case records
Claims recorded, notices delivered, money settled.
SettleMe Case
₦850,000
Amount claimed
- Notice Sent
- Respondent Viewed
- Settlement Offered
- Payment Received
SettleMe Escrow
₦500,000
Protected transaction
- Funded
- Seller Delivered
- Buyer Inspection
- Release Pending
2% total escrow fee · 1% buyer + 1% seller
Start here
What problem are you trying to solve?
Someone Owes Me Money
Start a structured complaint, send a formal demand notice and resolve it professionally.
Start a Case
I'm Having a Transaction Dispute
Record both sides, upload evidence, negotiate and resolve the matter.
Resolve a Dispute
I Want to Protect a New Transaction
Use SettleMe Escrow so payment is linked to agreed delivery terms.
Use Escrow
How it works
Resolve in 4 Simple Steps
Tell us what happened.
Answer a few plain-English questions about the transaction and the other party.
Upload your evidence.
Invoices, receipts, chats, transfers, delivery notes, photos or recordings.
We notify the other party.
A professional demand notice goes out in your name, with delivery tracking.
Pay, negotiate, resolve or escalate.
They can pay, part-pay, propose a plan, offer a settlement, dispute or reject.
Stop Chasing.
Send a Proper Demand.
SettleMe generates a professional notice in your name, tracks delivery and gives the respondent clear options to resolve the matter.
CHINEDU OKAFOR ENTERPRISES
RC: 1846203 · 14 Allen Avenue, Ikeja, Lagos
chinedu@example.com · 0803 000 0000
By Email
15 Aug 2026
To
ABC Trading Limited · Aba, Abia State
FORMAL DEMAND FOR RESOLUTION OF CLAIM OF ₦850,000
I write to formally request the payment or resolution of the sum of ₦850,000, arising from goods supplied on credit dated 12 May 2026. To resolve the matter amicably and avoid further escalation, you are invited to respond through SettleMe within seven (7) days of receiving this notice.
Case Reference SM-2026-10482 · Responses may also be sent to responses@settleme.finance
Need More Help Recovering Your Money?
Authorise SettleMe and its approved recovery partners to assist with contacting the other party and negotiating recovery.
No upfront recovery fee
20% only when recovery succeeds, subject to the applicable recovery terms.
Learn About Recovery AssistanceSettleMe Escrow
Protect the Money Before Problems Start.
Buyer pays. Seller delivers. Funds move according to agreed transaction rules.
2% total escrow fee1% buyer + 1% seller
Buyer Funds
Step 1Seller Delivers
Step 2Buyer Confirms
Step 3Payment Released
Step 4Clear Terms
Both parties agree before funding.
Evidence
Delivery and payment records are stored.
Dispute Process
Both sides can submit evidence.
Transparent Fees
No surprise charges.
Check Before You Transact.
KYC-verified SettleMe users can search qualifying unresolved complaints that have passed verification, notification and moderation checks.
A Pending Complaints listing is not a finding of guilt, indebtedness or wrongdoing by SettleMe.
Why SettleMe
Evidence First
Keep structured records.
Fair to Both Sides
Respondents can reply, dispute and submit evidence.
Resolve Before Escalating
Designed around resolution, not public shaming.
One Secure Record
Every action is timestamped.
Whatever Happened, Start With a Record.
Resolve disputes professionally and protect the next transaction before problems start.