SettleMe Escrow

Protect the money
before problems start.

Buyer pays. Seller delivers. Buyer confirms. Funds move according to the transaction rules both sides agreed, using Paystack-supported payment infrastructure.

Protect a Transaction Escrow Rules

Buyer Funds

Payment is made through Paystack and verified server-side.

Step 1

Seller Delivers

Delivery proof, notes and tracking are recorded on the timeline.

Step 2

Buyer Confirms

Inspection period, then accept, request more time or report a problem.

Step 3

Payment Released

Funds move per the agreed rules; a completion certificate is issued.

Step 4

Transparent fees

2% total escrow fee, split evenly. Fees are shown before either party accepts.

Transaction

₦500,000

Buyer fee (1%)

₦5,000

Seller fee (1%)

₦5,000

Clear Terms

Description, amount, delivery deadline, inspection period and acceptance criteria are locked once both parties accept.

Evidence

Funding, delivery and communication records are stored on an append-only timeline.

Dispute Process

Both sides submit evidence. Outcomes include release, refund, partial settlement or redelivery.

Transparent Fees

No surprise charges — fees are shown up front.